{"id":793,"date":"2023-11-21T14:07:19","date_gmt":"2023-11-21T20:07:19","guid":{"rendered":"https:\/\/superiorconstructionservices.com\/?page_id=793"},"modified":"2025-11-24T10:09:25","modified_gmt":"2025-11-24T16:09:25","slug":"benefits","status":"publish","type":"page","link":"https:\/\/superiorconstructionservices.com\/es\/benefits\/","title":{"rendered":"Beneficios"},"content":{"rendered":"<img decoding=\"async\" src=\"https:\/\/superiorconstructionservices.com\/wp-content\/uploads\/2025\/11\/benefits-header-1.png\" alt=\"benefits header (1)\" itemprop=\"image\" height=\"768\" width=\"2049\" title=\"Encabezado de beneficios (1)\" onerror=\"this.style.display='none'\" loading=\"lazy\" \/>\n\t<p>BlueCross BlueShield de Texas ofrece servicios m\u00e9dicos, dentales y oftalmol\u00f3gicos.<\/p>\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/superiorconstructionservices.com\/wp-content\/uploads\/2023\/11\/bluecrossindex.jpg\" alt=\"bluecrossindex\" itemprop=\"image\" height=\"185\" width=\"200\" title=\"bluecrossindex\" onerror=\"this.style.display='none'\" loading=\"lazy\" \/>\n\t\t\t<a href=\"https:\/\/superiorconstructionservices.com\/wp-content\/uploads\/2025\/11\/2026_SuperiorConstruction_GUIDE_HR.pdf\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\tGU\u00cdA DE BENEFICIOS 2026 \u2013 CONSULTE TODOS LOS DETALLES DE LA OFERTA DE BENEFICIOS DE SUPERIOR\n\t\t\t\t\t<\/a>\n\t\t\t<a href=\"https:\/\/superiorconstructionservices.com\/wp-content\/uploads\/2025\/11\/SBC-2026.pdf\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\tResumen del plan m\u00e9dico: El dise\u00f1o del plan y las tarifas semanales se mantendr\u00e1n sin cambios en 2026.\n\t\t\t\t\t<\/a>\n\t\t\t<a href=\"https:\/\/superiorconstructionservices.com\/wp-content\/uploads\/2023\/11\/BCBS-Dental-2024.pdf\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\tResumen del plan dental: El dise\u00f1o del plan seguir\u00e1 siendo el mismo, pero las tarifas semanales aumentar\u00e1n en 2026.\n\t\t\t\t\t<\/a>\n\t\t\t<a href=\"https:\/\/superiorconstructionservices.com\/wp-content\/uploads\/2023\/11\/BCBS-Vision-2024.pdf\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\tResumen del Plan de Visi\u00f3n: El dise\u00f1o del plan y las tarifas semanales se mantendr\u00e1n sin cambios en 2026.\n\t\t\t\t\t<\/a>\n\t<p>Verifique si sus proveedores actuales est\u00e1n dentro de la red con los nuevos planes en el <a href=\"https:\/\/www.bcbstx.com\/find-care\/providers-in-your-network\/find-a-doctor-or-hospital.html\" target=\"_blank\" rel=\"noopener\">Sitio web de BCBSTX.<\/a><\/p>\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/superiorconstructionservices.com\/wp-content\/plugins\/bb-plugin\/img\/pixel.png\" alt=\"\" itemprop=\"image\" onerror=\"this.style.display='none'\" loading=\"lazy\" \/>\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/superiorconstructionservices.com\/wp-content\/uploads\/2024\/11\/Untitled-design-31.png\" alt=\"Untitled design (31)\" itemprop=\"image\" height=\"1052\" width=\"1000\" title=\"Dise\u00f1o sin t\u00edtulo (31)\" onerror=\"this.style.display='none'\" loading=\"lazy\" \/>\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/superiorconstructionservices.com\/wp-content\/uploads\/2025\/11\/Screenshot-2025-11-19-at-2.33.55-PM.png\" alt=\"Screenshot 2025-11-19 at 2.33.55\u202fPM\" itemprop=\"image\" height=\"1114\" width=\"970\" title=\"Captura de pantalla del 19\/11\/2025 a las 14:33:55.\" onerror=\"this.style.display='none'\" loading=\"lazy\" \/>\n\t\t\t<a href=\"https:\/\/superiorconstructionservices.com\/wp-content\/uploads\/2025\/11\/2026-OE-Presentation-Superior-Construction-Services.pdf\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t\tPresentaci\u00f3n de la reuni\u00f3n informativa sobre el per\u00edodo de inscripci\u00f3n abierta a los beneficios de 2026\n\t\t\t\t\t<\/a>\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/superiorconstructionservices.com\/wp-content\/uploads\/2025\/11\/BENEFITS-OPEN-ENROLLMENT.png\" alt=\"BENEFITS OPEN ENROLLMENT\" itemprop=\"image\" height=\"340\" width=\"2049\" title=\"INSCRIPCI\u00d3N ABIERTA A LOS BENEFICIOS\" onerror=\"this.style.display='none'\" loading=\"lazy\" \/>\n\t<p><strong>Cuenta de Ahorros para la Salud \u2013 Banco HSA<\/strong><\/p>\n<ul>\n<li>A partir del 1 de enero de 2026, las contribuciones m\u00e1ximas a las cuentas HSA aumentar\u00e1n a 4400 T para planes individuales y a 8750 T para planes familiares. El monto de la contribuci\u00f3n adicional para personas de 55 a\u00f1os o m\u00e1s seguir\u00e1 siendo de 1000 T.<\/li>\n<li>Continuaremos igualando las contribuciones de los empleados a sus cuentas HSA a una tasa de $3 a $1, hasta un m\u00e1ximo de $3,000 por a\u00f1o.<\/li>\n<\/ul>\n<p><strong>Seguro b\u00e1sico de vida\/muerte accidental \u2013 OneAmerica<\/strong><\/p>\n<ul>\n<li>Continuaremos brindando a todos los empleados de tiempo completo un beneficio de seguro de vida b\u00e1sico y de muerte accidental y desmembramiento (AD&amp;D) de $50,000.<\/li>\n<li>Usted queda inscrito autom\u00e1ticamente en este beneficio, por lo que no es necesario que realice ninguna acci\u00f3n.<\/li>\n<li>Esta prestaci\u00f3n ayuda a proteger a sus seres queridos en caso de que usted fallezca o resulte desmembrado como consecuencia de un accidente.<\/li>\n<\/ul>\n<p><strong>Seguro de vida voluntario \u2013 OneAmerica <\/strong><\/p>\n<ul>\n<li>Ofrecemos las mismas opciones de seguro de vida\/accidentes y desmembramiento voluntario a trav\u00e9s de OneAmerica a las mismas tarifas. <a href=\"https:\/\/superiorconstructionservices.com\/wp-content\/uploads\/2023\/11\/Vol-Life-rate-table-employee11.pdf\" target=\"_blank\" rel=\"noopener\">Las tarifas semanales para empleados se pueden consultar aqu\u00ed.<\/a> <a href=\"https:\/\/superiorconstructionservices.com\/wp-content\/uploads\/2023\/11\/Vol-Life-rate-table-dependents64.pdf\" target=\"_blank\" rel=\"noopener\">Las tarifas semanales para dependientes se pueden encontrar aqu\u00ed.<\/a><\/li>\n<li>Participantes actuales: pueden aumentar el monto de su seguro de vida\/muerte accidental y desmembramiento en $10K o 10%, lo que sea mayor, sin necesidad de pasar por el proceso de evaluaci\u00f3n de riesgos. Cualquier aumento superior a este monto deber\u00e1 ser aprobado por OneAmerica mediante el proceso de evaluaci\u00f3n de riesgos (completar un cuestionario de evidencia de asegurabilidad).<\/li>\n<li>Nuevos participantes: pueden inscribirse, pero su elecci\u00f3n deber\u00e1 ser aprobada por OneAmerica a trav\u00e9s del proceso de suscripci\u00f3n (deber\u00e1n completar un cuestionario de prueba de asegurabilidad).<\/li>\n<li>Todas las nuevas opciones o aumentos de cobertura para el c\u00f3nyuge requerir\u00e1n que este pase por el proceso de aprobaci\u00f3n de suscripci\u00f3n con la compa\u00f1\u00eda de seguros (completar un cuestionario de Evidencia de Asegurabilidad).<\/li>\n<\/ul>\n<p><strong>Plan 401(k) \u2013 American Funds<\/strong><\/p>\n<ul>\n<li>No hay cambios en el dise\u00f1o del plan 401(k) para 2026.<\/li>\n<li>Continuaremos con las mismas aportaciones de contrapartida de la empresa en 2026.<\/li>\n<li>Una vez que usted cumpla con los requisitos para participar en el plan 401(k), podr\u00e1 cambiar, suspender o reiniciar su opci\u00f3n de aplazamiento en cualquier momento.<\/li>\n<li>Los l\u00edmites de contribuci\u00f3n anual para empleados al plan 401(k) para 2026 aumentaron a $24,500. Para los participantes de 50 a 59 a\u00f1os, el l\u00edmite de contribuci\u00f3n adicional &quot;de recuperaci\u00f3n&quot; se mantuvo igual en $8,00 para 2026; para las personas participantes de 60 a 63 a\u00f1os, el l\u00edmite de contribuci\u00f3n adicional &quot;de recuperaci\u00f3n&quot; es de $11,250 para 2026.<\/li>\n<li>El l\u00edmite salarial de FICA para 2025 para determinar si las contribuciones adicionales de los participantes para 2026 deben designarse como contribuciones Roth despu\u00e9s de impuestos es $150,000.<\/li>\n<\/ul>\n\t\t<h3>C\u00d3MO INSCRIBIRSE O REALIZAR CAMBIOS<\/h3><p>&nbsp;<\/p>\n<ul>\n<li>Si no desea realizar ning\u00fan cambio, sus beneficios actuales se mantendr\u00e1n para el a\u00f1o del plan 2026.<\/li>\n<li>Si actualmente est\u00e1 realizando aportaciones a una Cuenta de Ahorro para la Salud con HSA Bank, su aportaci\u00f3n semanal se renovar\u00e1 autom\u00e1ticamente en 2026.<\/li>\n<li>Para modificar su inscripci\u00f3n actual para 2026, complete el formulario de inscripci\u00f3n de 2026 y entr\u00e9guelo al departamento de Recursos Humanos antes de las 17:00 horas del 5 de diciembre.<\/li>\n<\/ul>\n\t\t\t<a href=\"https:\/\/superiorconstructionservices.com\/wp-content\/uploads\/2025\/11\/2026-Enrollment-Form-Superior.pdf\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\tFormulario de inscripci\u00f3n para 2026\n\t\t\t\t\t<\/a>","protected":false},"excerpt":{"rendered":"<p>Medical, dental and vision services are offered by BlueCross BlueShield of Texas. 2026 BENEFITS GUIDE &#8211; VIEW FOR ALL DETAILS OF SUPERIOR&#8217;S BENEFIT OFFERINGS Medical Plan Summary &#8211; The plan design and weekly rates are staying the same in 2026. Dental Plan Summary &#8211; The plan design will remain the same, but weekly rates will [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","footnotes":""},"class_list":["post-793","page","type-page","status-publish","entry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Benefits &#8211; Superior Construction Services<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/superiorconstructionservices.com\/es\/benefits\/\" \/>\n<meta property=\"og:locale\" content=\"es_MX\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Benefits &#8211; Superior Construction Services\" \/>\n<meta property=\"og:description\" content=\"Medical, dental and vision services are offered by BlueCross BlueShield of Texas. 2026 BENEFITS GUIDE &#8211; VIEW FOR ALL DETAILS OF SUPERIOR&#8217;S BENEFIT OFFERINGS Medical Plan Summary &#8211; The plan design and weekly rates are staying the same in 2026. 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