{"id":877,"date":"2024-03-06T11:24:21","date_gmt":"2024-03-06T17:24:21","guid":{"rendered":"https:\/\/superiorconstructionservices.com\/?page_id=877"},"modified":"2025-12-09T15:09:30","modified_gmt":"2025-12-09T21:09:30","slug":"benefits-health-savings-account","status":"publish","type":"page","link":"https:\/\/superiorconstructionservices.com\/es\/benefits-health-savings-account\/","title":{"rendered":"\u2014 Cuenta de Ahorro para la Salud"},"content":{"rendered":"\n\t\t\t\t\t\t\tM\u00e9dico\n\t\t\t\t\t<\/a>\n\t\t\t\n\t\t\t\t\t\t\tPrescripci\u00f3n\n\t\t\t\t\t<\/a>\n\t\t\t\n\t\t\t\t\t\t\tDental\n\t\t\t\t\t<\/a>\n\t\t\t\n\t\t\t\t\t\t\tVisi\u00f3n\n\t\t\t\t\t<\/a>\n\t\t\t\n\t\t\t\t\t\t\tCuenta de Ahorros para la Salud\n\t\t\t\t\t<\/a>\n\t\t\t\n\t\t\t\t\t\t\tAhorros para la jubilaci\u00f3n\n\t\t\t\t\t<\/a>\n\t\t\t\n\t\t\t\t\t\t\tVida y Accidentes por Muerte\n\t\t\t\t\t<\/a>\n\t\t\t\n\t\t\t\t\t\t\tRecursos\n\t\t\t\t\t<\/a>\n\t

Cuenta de Ahorros para la Salud<\/h2>\n

Reserve dinero antes de impuestos para pagar gastos elegibles con fondos espec\u00edficos, obteniendo adem\u00e1s una ventaja fiscal.<\/h3>\n

Consulte a continuaci\u00f3n los detalles para 2026.<\/h3>\n\t\t\t\t\"Untitled\n\t

C\u00f3mo funcionan<\/h2>\n\t

Las Cuentas de Ahorro para la Salud (HSA) te permiten reservar dinero antes de impuestos para pagar ciertos gastos y pueden usarse para gastos m\u00e9dicos, dentales y de la vista elegibles. El monto que aportas se deduce de tu salario antes de impuestos, lo que te brinda una ventaja fiscal.<\/p>\n\t

Cuenta de Ahorro para la Salud (HSA)<\/h2>\n\t

L\u00edmites de contribuci\u00f3n del IRS (incluidas las aportaciones del empleador)<\/h4>\n

Utilice el dinero de su cuenta HSA para pagar gastos m\u00e9dicos, dentales y de la vista elegibles, o ah\u00f3rrelo para el futuro.<\/p>\n

Aunque usted elige el monto de su contribuci\u00f3n al inscribirse, puede actualizarlo en cualquier momento del a\u00f1o. El monto que elija se depositar\u00e1 en su cuenta en incrementos en cada per\u00edodo de pago.* Si se inscribe por primera vez, recibir\u00e1 una tarjeta HSA de HSA Bank. Si ya ha participado en el plan, aseg\u00farese de conservar su tarjeta hasta que caduque.<\/p>\n

L\u00edmites de financiaci\u00f3n de las cuentas de ahorro para la salud (HSA)<\/h3>\n\t\t\t\t\"HSA\n\t

\u00a1Las cuentas HSA no tienen reglas de "\u00fasalo o pi\u00e9rdelo"! Los fondos que tengas en el plan se acumular\u00e1n y podr\u00e1s llev\u00e1rtelos si te vas.<\/h4>\n\t

*Recordatorio:<\/strong> Si actualmente est\u00e1 inscrito en Medicare, no puede contribuir a una cuenta HSA.<\/p>\n

*Si se inscribe durante el per\u00edodo de inscripci\u00f3n anual, las elecciones comenzar\u00e1n el 1 de enero del a\u00f1o siguiente.<\/p>\n\t

Recursos adicionales de HSA<\/h2>\n\t

Gastos elegibles<\/h3>\n

Utilice la herramienta de b\u00fasqueda para averiguar qu\u00e9 gastos son elegibles.<\/p>\n

Filtra por tipo de cuenta y tipo de gasto para saber qu\u00e9 puedes cubrir con tu Cuenta de Ahorro para la Salud.<\/strong><\/p>\n\t\t\t\n\t\t\t\t\t\t\tCONSULTE LA LISTA DE REQUISITOS PARA LA CUENTA DE AHORRO PARA LA SALUD (HSA)\n\t\t\t\t\t<\/a>\n\t\t\t\n\t\t\t\t\t\t\tCONSULTE LA PUBLICACI\u00d3N 502 DEL IRS\n\t\t\t\t\t<\/a>\n\t\t\t\n\t\t\t\t\t\t\tC\u00d3MO USAR TU CUENTA HSA\n\t\t\t\t\t<\/a>\n\t\t\t\n\t\t\t\t\t\t\tDESIGNAR UN BENEFICIARIO DE LA CUENTA DE CUENTA DE GASTOS M\u00c9DICOS (HSA)\n\t\t\t\t\t<\/a>\n\t\t\t\n\t\t\t\t\t\t\tOPCIONES DE INVERSI\u00d3N EN CUENTAS DE AHORRO PARA LA SALUD\n\t\t\t\t\t<\/a>\n\t

Administra tus cuentas<\/h2>\n\t

Colaboramos con HSA Bank para administrar todas nuestras cuentas de ahorro libres de impuestos.<\/p>\n\t\t\t\n\t\t\t\t\t\t\tINICIAR SESI\u00d3N EN LA CUENTA HSA\n\t\t\t\t\t<\/a>\n\t\t\t

Cuadro de informaci\u00f3n<\/p>\t\t\t\n\t\t\t\t

800-357-6246<\/p>","protected":false},"excerpt":{"rendered":"

Medical Prescription Dental Vision Health Savings Account Retirement Savings Life & AD&D Resources Health Savings Account Set aside money on a pre-tax basis to pay for eligible expenses with dedicated funds, while also getting a tax savings advantage. See below for 2026 details. 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