Basic Life Insurance

Provided to all benefits-eligible employees at no cost.

• — Pays a benefit of $50,000.
• There's no medical underwriting, and coverage begins on your first day of employment.

You can purchase additional coverage for yourself, your spouse, and/or your child(ren). You may wish for extra coverage for more peace of mind. Eligible employees may purchase additional Voluntary Life and AD&D insurance. Premiums are paid through payroll deductions.

— You: Increments of $10,000
— Spouse: The lesser of 50% of the employee’s Voluntary Life amount or $250,000
— Child: Birth to 6 months: $1,000; 6 months to age 25: $10,000
Certain levels of life coverage may require you to demonstrate good health by completing an Evidence of Insurability (EOI) form. In these cases, your coverage will not take effect until approved.

Age reduction provision: If you have reached age 65, you and your spouse's amount of life insurance will be 65% of the amount of life insurance you had prior to 65. If you have reached 70 or more, you and your spouse's amount of life insurance will be 50% of the amount you had prior to the first reduction.

Actively at work provision: If you request to elect or increase you or your dependents’ coverage and are not actively at work at the start of the plan year, your coverage changes will not take effect until the date you return to work.